Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$147,084	$147,084	$278,910
Remaining term (yrs)	22.3	22.3	30.0
Secondary amount	$0	$131,826	$0
Funding fee	$0	$0	$0
Note rate	4.45%	4.45%	7.24%
Blended rate	5.3%	6.576%	7.48%
1st payment	$865.04	$865.04	$1,900.77
2nd payment	$0.00	$878.84	$0.00
Taxes / mo	$79.67	$79.67	$79.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$121.64	$121.64	$55.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,216.35	$2,095.19	$2,186.22
Cash to close	$162,816	$30,990	$30,990