Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$277,755$277,755$414,000
Remaining term (yrs)24.224.230.0
Secondary amount$0$136,245$0
Funding fee$1,389$1,389$0
Note rate2.84%2.84%7.24%
Blended rate2.84%4.538%7.48%
1st payment$1,321.68$1,321.68$2,821.40
2nd payment$0.00$908.30$0.00
Taxes / mo$90.25$90.25$90.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$82.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,578.59$2,486.90$3,161.12
Cash to close$182,245$46,000$46,000