Coya Beaston

(615) 969-3457
Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$244,982$244,982$288,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$43,018$0
Funding fee$1,225$1,225$0
Note rate2.87%2.87%7.24%
Blended rate2.87%3.786%7.48%
1st payment$1,145.24$1,145.24$1,962.71
2nd payment$0.00$322.63$0.00
Taxes / mo$205.08$205.08$205.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,500.32$1,822.95$2,375.40
Cash to close$75,018$32,000$32,000