Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$241,983	$241,983	$274,500
Remaining term (yrs)	28.6	28.6	30.0
Secondary amount	$0	$32,517	$0
Funding fee	$0	$0	$0
Note rate	6.81%	6.81%	7.24%
Blended rate	7.36%	7.554%	7.48%
1st payment	$1,601.92	$1,601.92	$1,870.71
2nd payment	$0.00	$243.88	$0.00
Taxes / mo	$101.00	$101.00	$101.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$112.51	$112.51	$54.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,965.43	$2,209.31	$2,176.61
Cash to close	$63,017	$30,500	$30,500