Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$114,834	$114,834	$252,000
Remaining term (yrs)	17.3	17.3	30.0
Secondary amount	$0	$137,166	$0
Funding fee	$574	$574	$0
Note rate	4.41%	4.41%	7.24%
Blended rate	4.41%	6.364%	7.48%
1st payment	$788.17	$788.17	$1,717.38
2nd payment	$0.00	$914.44	$0.00
Taxes / mo	$195.75	$195.75	$195.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$50.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,133.92	$2,048.35	$2,113.53
Cash to close	$165,166	$28,000	$28,000