Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$183,154	$183,154	$357,999
Remaining term (yrs)	20.2	20.2	30.0
Secondary amount	$0	$174,845	$0
Funding fee	$916	$916	$0
Note rate	4.080%	4.080%	7.240%
Blended rate	4.080%	5.995%	7.480%
1st payment	$1,108.69	$1,108.69	$2,439.76
2nd payment	$0.00	$1,165.63	$0.00
Taxes / mo	$185.92	$185.92	$185.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,444.61	$2,610.24	$2,847.28
Cash to close	$214,623	$39,778	$39,778