Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$378,436	$354,600
Remaining term (yrs)	25.4	30.0
Secondary amount	$0	$0
Funding fee	$1,892	$0
Note rate	3.89%	7.24%
Blended rate	3.89%	7.48%
1st payment	$1,951.73	$2,416.59
2nd payment	$0.00	$0.00
Taxes / mo	$246.50	$246.50
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$70.92
HOA / mo	$0.00	$0.00
Total monthly	$2,348.23	$2,884.01
Cash to close	$15,564	$39,400