Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$280,855	$280,855	$326,250
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$45,395	$0
Funding fee	$1,404	$1,404	$0
Note rate	7.29%	7.29%	7.24%
Blended rate	7.29%	7.528%	7.48%
1st payment	$1,979.34	$1,979.34	$2,223.39
2nd payment	$0.00	$340.47	$0.00
Taxes / mo	$125.00	$125.00	$125.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$65.25
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,254.34	$2,594.80	$2,563.64
Cash to close	$81,645	$36,250	$36,250