Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$50,584	$50,584	$220,500
Remaining term (yrs)	19.3	19.3	30.0
Secondary amount	$0	$169,916	$0
Funding fee	$0	$0	$0
Note rate	3.960%	3.960%	7.240%
Blended rate	4.810%	7.268%	7.480%
1st payment	$312.39	$312.39	$1,502.70
2nd payment	$0.00	$1,132.78	$0.00
Taxes / mo	$66.33	$66.33	$66.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$46.57	$46.57	$44.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$575.29	$1,708.07	$1,763.14
Cash to close	$194,416	$24,500	$24,500