Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$290,263	$290,263	$404,865
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$114,602	$0
Funding fee	$1,451	$1,451	$0
Note rate	2.73%	2.73%	7.24%
Blended rate	2.73%	4.222%	7.48%
1st payment	$1,358.33	$1,358.33	$2,759.15
2nd payment	$0.00	$764.02	$0.00
Taxes / mo	$187.42	$187.42	$187.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$80.97
HOA / mo	$41.00	$41.00	$41.00
Total monthly	$1,736.75	$2,500.76	$3,218.54
Cash to close	$159,587	$44,985	$44,985