Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$229,370	$229,370	$386,100
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$156,730	$0
Funding fee	$1,147	$1,147	$0
Note rate	2.71%	2.71%	7.24%
Blended rate	2.71%	4.857%	7.48%
1st payment	$1,076.23	$1,076.23	$2,631.26
2nd payment	$0.00	$1,044.87	$0.00
Taxes / mo	$85.33	$85.33	$85.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$77.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,311.57	$2,356.43	$2,943.82
Cash to close	$199,630	$42,900	$42,900