Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$264,670	$264,670	$292,410
Remaining term (yrs)	28.5	28.5	30.0
Secondary amount	$0	$27,740	$0
Funding fee	$0	$0	$0
Note rate	6.64%	6.64%	7.24%
Blended rate	7.19%	7.362%	7.48%
1st payment	$1,724.30	$1,724.30	$1,992.77
2nd payment	$0.00	$208.05	$0.00
Taxes / mo	$93.67	$93.67	$93.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$123.23	$123.23	$58.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,091.20	$2,299.25	$2,294.92
Cash to close	$60,230	$32,490	$32,490