Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$301,030	$301,030	$323,910
Remaining term (yrs)	26.2	26.2	30.0
Secondary amount	$0	$40,875	$0
Funding fee	$1,505	$1,505	$0
Note rate	6.330%	6.330%	7.240%
Blended rate	6.330%	6.993%	7.480%
1st payment	$1,962.01	$1,962.01	$2,207.44
2nd payment	$0.00	$404.49	$0.00
Taxes / mo	$107.75	$107.75	$107.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$64.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,219.76	$2,624.25	$2,529.97
Cash to close	$58,870	$17,995	$35,990