Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$357,693	$357,693	$400,410
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$42,717	$0
Funding fee	$0	$0	$0
Note rate	7.09%	7.09%	7.24%
Blended rate	7.64%	7.785%	7.48%
1st payment	$2,459.18	$2,459.18	$2,728.79
2nd payment	$0.00	$320.38	$0.00
Taxes / mo	$142.50	$142.50	$142.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$167.89	$167.89	$80.08
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,919.57	$3,239.95	$3,101.37
Cash to close	$87,207	$44,490	$44,490