Coya Beaston

(615) 969-3457

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,199,513$1,199,513$1,281,600
Remaining term (yrs)28.128.130.0
Secondary amount$0$82,087$0
Funding fee$5,998$5,998$0
Note rate6.54%6.54%7.24%
Blended rate6.54%6.698%7.48%
1st payment$7,775.88$7,775.88$8,734.08
2nd payment$0.00$615.65$0.00
Taxes / mo$775.67$775.67$775.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$256.32
HOA / mo$0.00$0.00$0.00
Total monthly$8,768.21$9,383.87$9,982.73
Cash to close$224,487$142,400$142,400