Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$83,884	$83,884	$247,500
Remaining term (yrs)	18.1	18.1	30.0
Secondary amount	$0	$163,616	$0
Funding fee	$0	$0	$0
Note rate	3.92%	3.92%	7.24%
Blended rate	4.77%	6.905%	7.48%
1st payment	$538.53	$538.53	$1,686.71
2nd payment	$0.00	$1,090.77	$0.00
Taxes / mo	$172.25	$172.25	$172.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$80.68	$80.68	$49.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$941.45	$2,032.23	$2,058.46
Cash to close	$191,116	$27,500	$27,500