Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$422,174	$422,174	$706,500
Remaining term (yrs)	23.3	23.3	30.0
Secondary amount	$0	$284,326	$0
Funding fee	$2,111	$2,111	$0
Note rate	3.650%	3.650%	7.240%
Blended rate	3.650%	5.300%	7.480%
1st payment	$2,236.97	$2,236.97	$4,814.78
2nd payment	$0.00	$1,836.27	$0.00
Taxes / mo	$406.25	$406.25	$406.25
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$141.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,859.89	$4,696.16	$5,579.00
Cash to close	$362,826	$78,500	$78,500