Coya Beaston

(615) 969-3457

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$140,731$140,731$288,000
Remaining term (yrs)21.021.030.0
Secondary amount$0$147,269$0
Funding fee$704$704$0
Note rate4.600%4.600%7.240%
Blended rate4.600%6.339%7.480%
1st payment$869.90$869.90$1,962.71
2nd payment$0.00$981.79$0.00
Taxes / mo$185.00$185.00$185.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,204.90$2,186.69$2,355.31
Cash to close$179,269$32,000$32,000