Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$147,204	$147,204	$251,100
Remaining term (yrs)	22.3	22.3	30.0
Secondary amount	$0	$103,896	$0
Funding fee	$0	$0	$0
Note rate	4.46%	4.46%	7.24%
Blended rate	5.31%	6.423%	7.48%
1st payment	$866.56	$866.56	$1,711.24
2nd payment	$0.00	$692.64	$0.00
Taxes / mo	$166.83	$166.83	$166.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$121.71	$121.71	$50.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,305.10	$1,997.74	$2,078.30
Cash to close	$131,796	$27,900	$27,900