Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$263,080	$263,080	$288,000
Remaining term (yrs)	25.0	25.0	30.0
Secondary amount	$0	$40,920	$0
Funding fee	$1,315	$1,315	$0
Note rate	5%	5%	7.24%
Blended rate	5%	5.925%	7.48%
1st payment	$1,535.37	$1,535.37	$1,962.71
2nd payment	$0.00	$404.94	$0.00
Taxes / mo	$80.83	$80.83	$80.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$57.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,766.21	$2,171.14	$2,251.15
Cash to close	$56,920	$16,000	$32,000