Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$144,924	$117,000
Remaining term (yrs)	23.7	30.0
Secondary amount	$0	$0
Funding fee	$725	$0
Note rate	3.1%	7.24%
Blended rate	3.1%	7.48%
1st payment	$717.39	$797.35
2nd payment	$0.00	$0.00
Taxes / mo	$17.25	$17.25
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$23.40
HOA / mo	$0.00	$0.00
Total monthly	$884.64	$988.00
Cash to close	$0	$13,000