Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$218,199	$218,199	$715,410
Remaining term (yrs)	20.1	20.1	30.0
Secondary amount	$0	$497,211	$0
Funding fee	$0	$0	$0
Note rate	3.54%	3.54%	7.24%
Blended rate	4.39%	6.725%	7.48%
1st payment	$1,262.74	$1,262.74	$4,875.51
2nd payment	$0.00	$3,211.16	$0.00
Taxes / mo	$484.08	$484.08	$484.08
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$198.20	$198.20	$143.08
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,161.69	$5,372.84	$5,719.34
Cash to close	$576,701	$79,490	$79,490