Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$268,772$268,772$377,910
Remaining term (yrs)23.423.430.0
Secondary amount$0$109,138$0
Funding fee$1,344$1,344$0
Note rate3.45%3.45%7.24%
Blended rate3.45%4.764%7.48%
1st payment$1,392.39$1,392.39$2,575.45
2nd payment$0.00$727.59$0.00
Taxes / mo$150.33$150.33$150.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.58
HOA / mo$30.00$30.00$30.00
Total monthly$1,722.73$2,450.31$2,981.36
Cash to close$151,128$41,990$41,990