Coya Beaston

(615) 969-3457

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$119,496$119,496$321,210
Remaining term (yrs)16.816.830.0
Secondary amount$0$201,714$0
Funding fee$597$597$0
Note rate4.39%4.39%7.24%
Blended rate4.39%6.5%7.48%
1st payment$835.06$835.06$2,189.04
2nd payment$0.00$1,302.74$0.00
Taxes / mo$141.83$141.83$141.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.24
HOA / mo$0.00$0.00$0.00
Total monthly$1,126.90$2,429.63$2,545.12
Cash to close$237,404$35,690$35,690