Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$245,841$245,841$368,190
Remaining term (yrs)21.521.530.0
Secondary amount$0$122,349$0
Funding fee$1,229$1,229$0
Note rate4.440%4.440%7.240%
Blended rate4.440%5.623%7.480%
1st payment$1,477.18$1,477.18$2,509.21
2nd payment$0.00$815.66$0.00
Taxes / mo$185.67$185.67$185.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.64
HOA / mo$86.00$86.00$86.00
Total monthly$1,898.85$2,714.50$3,004.51
Cash to close$163,259$40,910$40,910