Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$106,631	$106,631	$231,300
Remaining term (yrs)	22.3	22.3	30.0
Secondary amount	$0	$124,669	$0
Funding fee	$0	$0	$0
Note rate	4.640%	4.640%	7.240%
Blended rate	5.490%	6.843%	7.480%
1st payment	$639.72	$639.72	$1,576.31
2nd payment	$0.00	$831.13	$0.00
Taxes / mo	$155.83	$155.83	$155.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$87.98	$87.98	$46.26
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,033.53	$1,864.66	$1,928.40
Cash to close	$150,369	$25,700	$25,700