Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$173,038	$173,038	$274,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$101,462	$0
Funding fee	$865	$865	$0
Note rate	2.730%	2.730%	7.240%
Blended rate	2.730%	4.678%	7.480%
1st payment	$809.76	$809.76	$1,870.71
2nd payment	$0.00	$676.41	$0.00
Taxes / mo	$174.75	$174.75	$174.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$54.90
HOA / mo	$18.33	$18.33	$18.33
Total monthly	$1,152.84	$1,829.25	$2,268.69
Cash to close	$131,962	$30,500	$30,500