Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$177,780$177,780$261,000
Remaining term (yrs)23.423.430.0
Secondary amount$0$83,220$0
Funding fee$0$0$0
Note rate3.49%3.49%7.24%
Blended rate4.34%5.826%7.48%
1st payment$924.76$924.76$1,778.71
2nd payment$0.00$624.15$0.00
Taxes / mo$178.08$178.08$178.08
Insurance / mo$150.00$150.00$150.00
MI / mo$146.06$146.06$52.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,398.90$2,023.05$2,158.99
Cash to close$112,220$29,000$29,000