Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$297,966	$297,966	$314,100
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$33,584	$0
Funding fee	$0	$0	$0
Note rate	6.71%	6.71%	7.24%
Blended rate	7.26%	7.727%	7.48%
1st payment	$1,997.86	$1,997.86	$2,140.59
2nd payment	$0.00	$332.34	$0.00
Taxes / mo	$121.58	$121.58	$121.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$141.76	$141.76	$62.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,411.20	$2,743.54	$2,474.99
Cash to close	$51,034	$17,450	$34,900