Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$267,828$267,828$431,910
Remaining term (yrs)25.225.230.0
Secondary amount$0$164,082$0
Funding fee$1,339$1,339$0
Note rate2.65%2.65%7.24%
Blended rate2.65%4.682%7.48%
1st payment$1,213.32$1,213.32$2,943.46
2nd payment$0.00$1,093.88$0.00
Taxes / mo$224.50$224.50$224.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.38
HOA / mo$40.00$40.00$40.00
Total monthly$1,644.49$2,738.37$3,461.01
Cash to close$212,072$47,990$47,990