Coya Beaston | Dan Frey Home Loans

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$642,646	$625,500
Remaining term (yrs)	25.4	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	3.69%	7.24%
Blended rate	4.54%	7.48%
1st payment	$3,243.93	$4,262.77
2nd payment	$0.00	$0.00
Taxes / mo	$417.58	$417.58
Insurance / mo	$166.67	$166.67
MI / mo	$499.83	$125.10
HOA / mo	$66.33	$66.33
Total monthly	$4,394.34	$5,038.45
Cash to close	$52,354	$69,500