Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$281,318	$281,318	$445,410
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$164,092	$0
Funding fee	$0	$0	$0
Note rate	2.770%	2.770%	7.240%
Blended rate	3.620%	5.234%	7.480%
1st payment	$1,322.21	$1,322.21	$3,035.46
2nd payment	$0.00	$1,093.95	$0.00
Taxes / mo	$297.08	$297.08	$297.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$228.82	$228.82	$89.08
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,014.78	$3,108.73	$3,588.29
Cash to close	$213,582	$49,490	$49,490