Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$155,490	$155,490	$368,910
Remaining term (yrs)	19.7	19.7	30.0
Secondary amount	$0	$213,420	$0
Funding fee	$777	$777	$0
Note rate	0.650%	0.650%	7.240%
Blended rate	0.650%	4.757%	7.480%
1st payment	$696.51	$696.51	$2,514.11
2nd payment	$0.00	$1,378.34	$0.00
Taxes / mo	$234.75	$234.75	$234.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$73.78
HOA / mo	$33.33	$33.33	$33.33
Total monthly	$1,114.59	$2,492.93	$3,005.98
Cash to close	$254,410	$40,990	$40,990