Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$515,445	$515,445	$526,950
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$40,780	$0
Funding fee	$2,577	$2,577	$0
Note rate	3.850%	3.850%	7.240%
Blended rate	3.850%	4.438%	7.480%
1st payment	$2,646.99	$2,646.99	$3,591.15
2nd payment	$0.00	$403.55	$0.00
Taxes / mo	$359.42	$359.42	$359.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$105.39
HOA / mo	$385.00	$385.00	$385.00
Total monthly	$3,558.07	$3,961.62	$4,607.63
Cash to close	$70,055	$29,275	$58,550