Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$215,550	$215,550	$256,500
Remaining term (yrs)	22.1	22.1	30.0
Secondary amount	$0	$40,950	$0
Funding fee	$0	$0	$0
Note rate	4.850%	4.850%	7.240%
Blended rate	5.700%	6.227%	7.480%
1st payment	$1,321.24	$1,321.24	$1,748.04
2nd payment	$0.00	$307.12	$0.00
Taxes / mo	$173.75	$173.75	$173.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$177.35	$177.35	$51.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,822.34	$2,129.47	$2,123.09
Cash to close	$69,450	$28,500	$28,500