Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$237,919$237,919$323,910
Remaining term (yrs)23.623.630.0
Secondary amount$0$85,991$0
Funding fee$1,190$1,190$0
Note rate3.26%3.26%7.24%
Blended rate3.26%4.784%7.48%
1st payment$1,203.15$1,203.15$2,207.44
2nd payment$0.00$644.93$0.00
Taxes / mo$258.92$258.92$258.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.78
HOA / mo$25.00$25.00$25.00
Total monthly$1,637.07$2,282.00$2,706.14
Cash to close$121,981$35,990$35,990