Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$382,382$382,382$386,936
Remaining term (yrs)26.426.430.0
Secondary amount$0$26,051$0
Funding fee$1,912$1,912$0
Note rate6.32%6.32%7.24%
Blended rate6.32%6.674%7.48%
1st payment$2,480.67$2,480.67$2,636.96
2nd payment$0.00$257.79$0.00
Taxes / mo$104.08$104.08$104.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$77.39
HOA / mo$0.00$0.00$0.00
Total monthly$2,734.75$2,992.54$2,968.43
Cash to close$47,547$21,496$42,993