Coya Beaston

(615) 969-3457
Dan Frey Home Loans
Call Coya

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$452,725$452,725$472,410
Remaining term (yrs)27.527.530.0
Secondary amount$0$45,930$0
Funding fee$2,264$2,264$0
Note rate6.88%6.88%7.24%
Blended rate6.88%7.34%7.48%
1st payment$3,056.27$3,056.27$3,219.47
2nd payment$0.00$454.52$0.00
Taxes / mo$225.75$225.75$225.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.48
HOA / mo$60.83$60.83$60.83
Total monthly$3,509.52$3,964.04$3,767.19
Cash to close$72,175$26,245$52,490