Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$302,025	$302,025	$317,699
Remaining term (yrs)	27.7	27.7	30.0
Secondary amount	$0	$33,325	$0
Funding fee	$1,510	$1,510	$0
Note rate	6.87%	6.87%	7.24%
Blended rate	6.87%	7.367%	7.48%
1st payment	$2,030.81	$2,030.81	$2,165.11
2nd payment	$0.00	$329.77	$0.00
Taxes / mo	$121.92	$121.92	$121.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.54
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,302.72	$2,632.50	$2,500.57
Cash to close	$50,974	$17,650	$35,300