Coya Beaston

(615) 969-3457

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$290,979$290,979$311,310
Remaining term (yrs)29.229.230.0
Secondary amount$0$37,626$0
Funding fee$1,455$1,455$0
Note rate6.17%6.17%7.24%
Blended rate6.17%6.823%7.48%
1st payment$1,790.55$1,790.55$2,121.57
2nd payment$0.00$372.34$0.00
Taxes / mo$53.92$53.92$53.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.26
HOA / mo$0.00$0.00$0.00
Total monthly$1,994.47$2,366.81$2,387.75
Cash to close$54,921$17,295$34,590