Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$237,779	$237,779	$355,500
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$117,721	$0
Funding fee	$0	$0	$0
Note rate	3.120%	3.120%	7.240%
Blended rate	3.970%	5.305%	7.480%
1st payment	$1,132.55	$1,132.55	$2,422.73
2nd payment	$0.00	$784.81	$0.00
Taxes / mo	$185.67	$185.67	$185.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$187.39	$187.39	$71.10
HOA / mo	$75.00	$75.00	$75.00
Total monthly	$1,730.60	$2,515.41	$2,904.49
Cash to close	$157,221	$39,500	$39,500