Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$333,467	$333,467	$396,000
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$62,533	$0
Funding fee	$0	$0	$0
Note rate	6.64%	6.64%	7.24%
Blended rate	7.19%	7.476%	7.48%
1st payment	$2,203.90	$2,203.90	$2,698.73
2nd payment	$0.00	$469.00	$0.00
Taxes / mo	$171.33	$171.33	$171.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$157.51	$157.51	$79.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,682.75	$3,151.74	$3,099.27
Cash to close	$106,533	$44,000	$44,000