Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$171,267	$171,267	$191,700
Remaining term (yrs)	27.2	27.2	30.0
Secondary amount	$0	$31,083	$0
Funding fee	$0	$0	$0
Note rate	6.690%	6.690%	7.240%
Blended rate	7.240%	7.952%	7.480%
1st payment	$1,138.65	$1,138.65	$1,306.43
2nd payment	$0.00	$307.60	$0.00
Taxes / mo	$108.25	$108.25	$108.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$80.96	$80.96	$38.34
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,477.86	$1,785.46	$1,603.02
Cash to close	$41,733	$10,650	$21,300