Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$414,360	$414,360	$440,910
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$26,550	$0
Funding fee	$0	$0	$0
Note rate	6.6%	6.6%	7.24%
Blended rate	7.15%	7.261%	7.48%
1st payment	$2,727.85	$2,727.85	$3,004.79
2nd payment	$0.00	$199.13	$0.00
Taxes / mo	$138.83	$138.83	$138.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$195.76	$195.76	$88.18
HOA / mo	$33.33	$33.33	$33.33
Total monthly	$3,262.44	$3,461.57	$3,431.81
Cash to close	$75,540	$48,990	$48,990