Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$248,506	$248,506	$301,500
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$52,994	$0
Funding fee	$1,243	$1,243	$0
Note rate	6.15%	6.15%	7.24%
Blended rate	6.15%	6.651%	7.48%
1st payment	$1,587.64	$1,587.64	$2,054.72
2nd payment	$0.00	$397.45	$0.00
Taxes / mo	$208.50	$208.50	$208.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$60.30
HOA / mo	$30.00	$30.00	$30.00
Total monthly	$1,976.14	$2,373.59	$2,503.52
Cash to close	$86,494	$33,500	$33,500