Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$280,204	$280,204	$337,500
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$57,296	$0
Funding fee	$1,401	$1,401	$0
Note rate	2.860%	2.860%	7.240%
Blended rate	2.860%	3.902%	7.480%
1st payment	$1,308.45	$1,308.45	$2,300.06
2nd payment	$0.00	$429.72	$0.00
Taxes / mo	$162.33	$162.33	$162.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,620.78	$2,050.50	$2,679.89
Cash to close	$94,796	$37,500	$37,500