Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$80,602	$80,602	$287,910
Remaining term (yrs)	16.6	16.6	30.0
Secondary amount	$0	$207,308	$0
Funding fee	$0	$0	$0
Note rate	3.54%	3.54%	7.24%
Blended rate	4.39%	6.809%	7.48%
1st payment	$534.10	$534.10	$1,962.10
2nd payment	$0.00	$1,338.86	$0.00
Taxes / mo	$142.75	$142.75	$142.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$83.83	$83.83	$57.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$910.68	$2,249.55	$2,312.43
Cash to close	$239,298	$31,990	$31,990