Coya Beaston

(615) 969-3457

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$315,330$315,330$332,910
Remaining term (yrs)27.727.730.0
Secondary amount$0$36,075$0
Funding fee$1,577$1,577$0
Note rate7.030%7.030%7.240%
Blended rate7.030%7.527%7.480%
1st payment$2,153.38$2,153.38$2,268.78
2nd payment$0.00$357.00$0.00
Taxes / mo$95.58$95.58$95.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.58
HOA / mo$0.00$0.00$0.00
Total monthly$2,398.96$2,755.96$2,580.94
Cash to close$54,570$18,495$36,990