Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$458,976$418,410
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$2,295$0
Note rate6.770%7.240%
Blended rate6.770%7.480%
1st payment$3,050.04$2,851.46
2nd payment$0.00$0.00
Taxes / mo$218.33$218.33
Insurance / mo$166.67$166.67
MI / mo$0.00$83.68
HOA / mo$0.00$0.00
Total monthly$3,435.04$3,320.14
Cash to close$5,924$46,490