Coya Beaston | Dan Frey Home Loans

Coya Beaston

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$91,950	$91,950	$427,500
Remaining term (yrs)	17.3	17.3	30.0
Secondary amount	$0	$335,550	$0
Funding fee	$0	$0	$0
Note rate	4.420%	4.420%	7.240%
Blended rate	5.270%	7.217%	7.480%
1st payment	$633.60	$633.60	$2,913.40
2nd payment	$0.00	$2,167.09	$0.00
Taxes / mo	$453.33	$453.33	$453.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$89.41	$89.41	$85.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,343.01	$3,510.10	$3,618.90
Cash to close	$383,050	$47,500	$47,500